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1 16 oz can Vegetarian Refried Beans (Rosarita)
salsa
shredded yellow cheese (Daiya)
guacamole
Tofutti Better Than Sour Cream
scallions (3 sliced)

In a glass dish, layer each ingredient in order from top to bottom. Add black olives or a sprinkle of more cheese if you desire. Enjoy with your favorite tortilla chips.